Total RX

February 2026 Newsletter

February is when healthcare costs become very real for employers. Renewals hit, deductibles reset, and employees feel the squeeze at the pharmacy counter. Prescription drugs remain one of the fastest-growing expenses in every health plan. The good news? There’s finally a simpler, more predictable way to control it.

What’s Happening in the Rx Market

  • Employer pharmacy spend projected to increase 8–10% annually.
  • Specialty medications now represent more than 50% of total pharmacy costs.
  • Growing scrutiny around rebates, spread pricing, and hidden PBM fees.
  • Over 30% of Americans delay or skip medications due to cost.

Where TotalRx.net Fits

TotalRx.net removes the complexity. Instead of deductibles, copays, rebate games, and coupon confusion, members receive a simple subscription that delivers access to all FDA-approved medications at transparent, wholesale-style pricing — backed by live U.S.-based pharmacy experts.

  • Flat $1–$2 per employee per month subscription
  • No deductibles or copays
  • No coupons required
  • All FDA-approved medications
  • Live pharmacy advocates to secure best pricing

Sample Savings Snapshot

Giving Back

TotalRx.net is proud to support veterans and first responders. A percentage of every sale is contributed monthly to the Wounded Warrior Project and the Tunnel to Towers Foundation to honor their service and sacrifice. When employers choose TotalRx.net, they’re not only lowering prescription costs — they’re helping make a direct, ongoing impact in the lives of those who protect our communities.

CFO Takeaway

Flat, transparent pharmacy pricing is becoming the new standard. Employers adopting subscription-style solutions are seeing 20–40% savings, fewer escalations, and happier employees.

Free Savings Review Available

Texas – 214-850-1069 | mreagan@benefitfixes.com

Georgia – 770-654-8499 | rwright@benefitfixes.com

Sources & References

PwC Health Research Institute – Medical Cost Trend Report IQVIA –
Medicine Spending and Usage Trends
Kaiser Family Foundation – Employer Health Benefits Survey Advisory
Board – Specialty Pharmacy Cost Growth Analysis
U.S. Government Accountability Office – PBM Pricing Practices Review CDC – Cost-Related Medication Nonadherence Statistics

TotalRx.net is a national non-insurance prescription drug savings program produced by Benefit Fixes LLC and powered by PRAM Insurance Services and ClearScript, that allows ALL FDA approved prescribed medications, regardless of whether you have insurance coverage or not, and is accepted at pharmacies throughout all U.S. territories, including Guam, Puerto Rico, U.S. Virgin Islands and Washington D.C.1

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